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In this age of high-tech, cost oriented approaches to doing business, we emphasize a
personal, hometown approach. With that in mind, we currently represent these quality
insurance providers for auto insurance:
Auto Owners Insurance Company
Auto Discounts
In 1995 we initiated the Andrews University
Group to give all full-time Andrews University employees a 12% discount on auto insurance policies.
Frequently Asked Questions
Q: Why does the cost
of my auto insurance increase as the value of my car decreases?
A: The value of a car
depreciates every year, while the cost of parts and labor continue to
increase if the car is damaged. Also, we are a suit-conscious society
who causes liability to increase in cost.
Q: Why do I need
medical insurance with my auto policy when I have medical coverage at work, too?
A: Michigan no-fault
insurance is required with either primary or excess medical under personal injury
protection. If you have medical insurance through your employer your auto
insurance can be written excess which reduces your auto insurance premium.
Q: How much liability
insurance do I need?
A: Each family’s needs
are different. A family needs to calculate their financial risk then purchase an amount
of liability insurance to cover that risk.
Q: What is uninsured
motorist coverage?
A: This is boldily injury
coverage that you can add to your policy that protect you in the event someone in your
vehicle is injured by another uninsured at-fault driver. This coverage is optional.
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106 South Main Street • Berrien Springs MI 49103 • (269) 471-7350 • Fax (269) 471-7354
• rkesterkeins@sbcglobal.net
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Copyright © 2008 • Roger Kesterke Insurance Agency •
Genesis Web Design
•
designer@genesiswebd.com
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